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Expatriatesai
36 routes · by investment or descent

Second passport for Americans: every route in 2026

More Americans are getting a second citizenship than at any point in decades — as a Plan B, for optionality, or to live and work visa-free somewhere else. The US lets you hold dual citizenship, so it's additive, not a trade-off. There are two doors: buy it through citizenship by investment, or claim it through an ancestor. Here's every route, the real cost, and the official source — we sell nothing and file nothing.

Citizenship by descent — reclaim a passport you may already be entitled to

If a parent, grandparent (sometimes great-grandparent) was from one of these countries, you may qualify to reclaim citizenship — usually the lowest-cost route to a second passport. See all ancestry routes →

🇦🇲Armenia

Citizenship by Armenian Descent

Ancestry
Any person of Armenian ethnic descent/origin (broadly interpreted — no unbroken legal-citizenship chain required, no generational limit)Direct citizenship / passportFamily included

One of the most accessible descent routes: ethnic Armenians qualify with no generational limit and without needing to prove an unbroken chain of legal citizenship — proof of Armenian origin (church records, family documents) suffices. Armenia allows dual citizenship. No residence requirement. A basic knowledge of the Constitution/language may be checked. Processing ~3–6 months.

Official source →
🇭🇷Croatia

Citizenship by Origin (Croatian Descent)

Ancestry
Direct-line Croatian ancestor (parent, grandparent, great-grandparent, and further back) who emigrated from CroatiaDirect citizenship / passport

A January 2020 reform removed all generational limits — any direct-line Croatian ancestor who emigrated can anchor a claim. Applicants must show Croatian origin and demonstrate a basic attachment to Croatian culture/identity (a light knowledge check, not a formal exam for origin cases). No residence requirement. Croatia (EU) allows dual citizenship for origin-based applicants.

Official source →
🇩🇪Germany

Citizenship Restoration (Art. 116(2) GG / §15 StAG)

Ancestry
Descendant of a German whose citizenship was stripped 1933–1945 on racial/political/religious (Nazi-persecution) grounds — most commonly Jewish German familiesDirect citizenship / passport

Constitutional right of restoration for descendants of Nazi-persecution victims — no generational limit, no time limit, no language/residence requirement, and dual citizenship allowed. §15 StAG (added 2021) widened it to cover those who lost/couldn't acquire citizenship through flight, duress, or marriage. Also a separate ordinary §4 descent route for children of German citizens. Processing ~1.5–3 years.

Official source →
🇬🇷Greece

Citizenship by Descent (Greek Ancestry)

Ancestry
Greek parent, grandparent, or great-grandparent, evidenced by an unbroken chain of registration in a Greek municipality (dimos)Direct citizenship / passport

Available through parent/grandparent/great-grandparent, but hinges on proving an unbroken municipal-registration and civil-record chain back to the Greek ancestor — the documentation is the hard part. No residence or language requirement for the descent route. Greece allows dual citizenship. Processing ~1–2+ years for straightforward cases.

Official source →
🇭🇺Hungary

Simplified Naturalisation by Descent

Ancestry
Ancestor who was a Hungarian citizen (including in pre-1920 Greater Hungary territories now in Romania, Slovakia, Serbia, Ukraine, etc.) — must prove citizenship, not merely ethnicityDirect citizenship / passportFamily included

'Egyszerűsített honosítás' — no residence requirement and no generational cap, but you must (a) document a Hungarian-citizen ancestor and (b) pass a basic Hungarian-language interview at the consulate. The language requirement is the real gate for many diaspora applicants. Hungary permits dual citizenship. Processing ~6–18 months.

Official source →
🇮🇪Ireland

Citizenship by Descent (Foreign Births Register)

Ancestry
Grandparent born on the island of Ireland (or a parent who was already an Irish citizen / FBR-registered before your birth)Direct citizenship / passport

If a grandparent was born in Ireland you can register on the Foreign Births Register and become an Irish (and EU) citizen. Beyond grandparent, each generation must register BEFORE the next is born to keep the chain alive. No language, residency, or investment requirement. Processing ~9–12+ months. Ireland allows dual citizenship.

Official source →
🇮🇱Israel

Law of Return (Aliyah)

Ancestry
A Jewish person, or anyone with at least one Jewish grandparent, plus their spouse (the grandparent need not be alive or have lived in Israel)Direct citizenship / passportFamily included

One Jewish grandparent is enough, and the spouse of an eligible person also qualifies. Citizenship is essentially automatic on arrival as an 'oleh' — immigration and citizenship happen in a single step. Requires documentary proof of Jewish ancestry (birth/marriage/community records). A 2025–2026 law adds temporary tax benefits for new/returning immigrants. Excludes those who actively practise another religion.

Official source →
🇮🇹Italy

Citizenship by Descent (Jure Sanguinis)

Ancestry
Italian parent or grandparent born in Italy (post-2025 reform: great-grandparent line generally no longer qualifies)Direct citizenship / passportFamily included

MAJOR RESTRICTION 2025: Law 74/2025 (the 'Tajani decree', upheld by the Constitutional Court March 2026) ended unlimited descent. Automatic recognition is now limited to those with an Italian parent OR a grandparent born in Italy — the classic great-grandparent claim is largely closed. Cases filed by 27 March 2025 keep the old unlimited rules. 'Pre-1948' cases (female-line before 1948) still need a court petition.

Official source →
🇱🇹Lithuania

Citizenship Restoration by Descent

Ancestry
Ancestor who was a Lithuanian citizen and left Lithuania before 15 June 1940 (Soviet occupation); descendants to the grandchild/great-grandchild level qualifyDirect citizenship / passport

Restoration (not a fresh grant) for descendants of pre-1940 Lithuanian citizens — no language requirement and dual citizenship IS allowed for this restoration route (unlike Lithuanian naturalisation, where dual citizenship is generally barred). The ancestor must have departed before the 15 June 1940 occupation date. Govt fee ~€50; processing ~6–12 months.

Official source →
🇲🇽Mexico

Nationality by Descent

Ancestry
At least one parent who is a Mexican national by birth (grandchildren do not qualify directly — the parent must register first, one generation at a time)Direct citizenship / passport

Anyone born abroad to at least one Mexican-by-birth parent is a Mexican national by birth — no Spanish test, residency, or investment. Key limit: it passes only ONE generation at a time, so grandchildren must have the parent register their own Mexican nationality first. Registration at a consulate is usually free (~2–6 weeks). Mexico allows dual nationality.

Official source →
🇵🇱Poland

Confirmation of Polish Citizenship by Descent

Ancestry
Polish ancestor (parent, grandparent, great-grandparent+) who held Polish citizenship, generally after 1920, with an unbroken chain and no loss of citizenshipDirect citizenship / passport

Legally a 'confirmation' that you are already a Polish (EU) citizen — no generational limit if the documentary chain holds. Key pitfall: the ancestor must not have LOST Polish citizenship (e.g. by naturalising abroad or foreign military service before 1951). Ancestors who emigrated before 1920 (pre-independence) are much harder. No language or residence requirement. ~1+ year.

Official source →
🇵🇹Portugal

Citizenship by Descent (Grandparent Route)

Ancestry
Portuguese grandparent (or great-grandparent) who did not lose their nationality; parent-line is automatic, grandparent-line requires proof of tiesDirect citizenship / passport

Parent-line descent is automatic. Grandparent/great-grandparent line requires proving genuine ties to the Portuguese community PLUS A2-level Portuguese language and a clean criminal record. The 2024/2026 nationality reforms lowered the disqualifying criminal-sentence threshold to 3 years but did NOT add a residence requirement to the descent route. No residence needed.

Official source →
🇪🇸Spain

Ibero-American 2-Year Residency Route

Ancestry
Nationals of Latin American countries, Portugal, Andorra, the Philippines, or Equatorial Guinea (heritage/nationality-based fast track, not pure bloodline)Citizenship in ~2 yrs

Not a zero-residence descent route: citizens of Ibero-American nations can naturalise after just 2 years of legal residence in Spain (vs the standard 10). Requires actually residing in Spain for those 2 years plus basic Spanish-language and civics (DELE A2 + CCSE) exams. Spain permits dual citizenship with these countries. Included as the practical heritage route after the Sephardic law closed.

Official source →
🇸🇰Slovakia

Slovak Living Abroad Certificate → Citizenship

Ancestry
Ancestor (up to great-great-grandparent) of Slovak ethnicity/origin; the diaspora certificate route accepts proven Slovak heritage even where the ancestor held Austro-Hungarian rather than Czechoslovak citizenshipCitizenship in ~3 yrs

Two paths. Direct descent works only if the ancestor held Czechoslovak/Slovak citizenship (post-1918). Otherwise the 'Slovak Living Abroad' certificate recognises Slovak origin and, combined with ~3 years of Slovak residence, leads to citizenship — so it is NOT instant citizenship for most diaspora. Pre-1918 emigrants generally need the certificate route.

Official source →

Citizenship by investment — buy a passport (cheapest first)

Open to anyone who can fund it. Several grant a passport directly; others lead to citizenship after a set period. Compare all investment routes →

🇳🇷Nauru

Economic & Climate Resilience Citizenship

Investment
$105,000 investmentDirect citizenship / passportFamily included

Relaunched 2024 as a climate-funding CBI. Single-applicant donation from ~$105K (a temporary 'Iruwa' discount to ~$90K ran to mid-2026). Citizenship in ~3–4 months, no residence needed. New program with a smaller (~119 destinations) visa-free footprint and evolving international acceptance — verify current travel access before relying on it.

Official source →
🇻🇺Vanuatu

Development Support Program (Citizenship)

Investment
$130,000 investmentDirect citizenship / passportFamily included

Fastest CBI — citizenship in as little as 1–2 months for a ~$130K donation. Caveat: the EU suspended visa-free access for Vanuatu passport holders (from late 2024/2025) over due-diligence concerns, sharply reducing the passport's travel value. Still no residence requirement. Weigh the reduced visa-free utility.

Official source →
🇩🇲Dominica

Citizenship by Investment

Investment
$200,000 investmentDirect citizenship / passportFamily included

Cheapest Caribbean CBI: $200K donation to the Economic Diversification Fund, or $200K in approved real estate (3–5 yr hold). Citizenship in ~4–9 months, no residence requirement. Meets the harmonised $200K regional floor. Known for lower fees; enhanced due diligence (mandatory interview) since 2024.

Official source →
🇦🇬Antigua and Barbuda

Citizenship by Investment

Investment
$230,000 investmentDirect citizenship / passportFamily included

$230K to the National Development Fund (best value for a family of up to 4 — same price covers the family), or $300K real estate, or a $260K University of the West Indies fund option for families of 6+. Requires a 5-day physical visit within the first 5 years. Citizenship in ~4–6 months.

Official source →
🇬🇩Grenada

Citizenship by Investment

Investment
$235,000 investmentDirect citizenship / passportFamily included

$235K donation to the National Transformation Fund, or $270K approved real estate (5-yr hold). Uniquely, Grenada citizens can apply for the US E-2 treaty-investor visa, making it popular for US-bound entrepreneurs. Also visa-free to China. No residence requirement; ~4–6 month processing.

Official source →
🇱🇨St Lucia

Citizenship by Investment

Investment
$240,000 investmentDirect citizenship / passportFamily included

$240K to the National Economic Fund, or $300K real estate, or government bonds. Newest of the five Caribbean CBIs (2015). Complies with the $200K harmonised floor. No residence requirement; ~4–6 month processing. Visa-free to Schengen and the UK.

Official source →
🇰🇳St Kitts and Nevis

Citizenship by Investment

Investment
$250,000 investmentDirect citizenship / passportFamily included

Oldest CBI (since 1984). $250K donation to the Sustainable Island State Contribution fund, or real estate from $325K (condo/shares, 7-yr hold) / $600K (home). Citizenship in ~4–6 months, no residence or visit required. Part of the 2024 Caribbean pricing accord setting a $200K regional floor. Strong visa-free travel (incl. Schengen).

Official source →
🇪🇬Egypt

Citizenship by Investment

Investment
$250,000 investmentDirect citizenship / passportFamily included

$250K non-refundable contribution to the state treasury is the fastest route; alternatives are $300K property, $350K business investment, or a $500K bank deposit. Citizenship in ~6–9 months. Grants US E-2 visa eligibility. Modest visa-free travel (~50 destinations) — chosen mainly for E-2 access and a low donation, not passport strength.

Official source →
🇹🇷Turkey

Citizenship by Investment (Real Estate)

Investment
$400,000 investmentDirect citizenship / passportFamily included

$400K in real estate (held 3 years) grants full Turkish citizenship in ~6–12 months — no residency, language test, or minimum stay. Alternatives: $500K bank deposit, fixed capital, or government bonds (also 3-year hold). Lowest-priced tier-1 CBI passport. Turkey allows dual citizenship. Grants a US E-2 treaty-investor visa eligibility.

Official source →
🇳🇱Netherlands

DAFT — Dutch-American Friendship Treaty permit

Investment
$4,900 investmentCitizenship in ~5 yrs2-yr permitFamily included

A US-citizens-only self-employment route under the 1956 treaty: register a Dutch business and keep about €4,500 in its account, and you skip the points test other nationalities face. Family can join and work; five continuous years lead to permanent residency (Dutch citizenship also needs an A2 exam and, for now, renouncing your US passport).

Official source →
🇫🇷France

Passeport Talent — business creator

Investment
$32,400 investmentCitizenship in ~5 yrs4-yr permitFamily included

For founders building a real business in France: at least €30,000 of project financing (not necessarily liquid cash), a Master's degree or five years' experience, and personal resources at about the annual minimum wage. The multi-year 'Talent' card runs up to four years, family gets immediate work rights, and a 10-year card is possible after three years.

Official source →
🇵🇦Panama

Friendly Nations Visa (Investment Route)

Investment
$200,000 investmentCitizenship in ~5 yrs2-yr permitFamily included

For nationals of ~50 'friendly' countries. $200K in titled real estate (registered value, mortgage allowed) or a $200K 3-year bank fixed deposit. Since 2021 it is no longer instant PR — you get 2 years provisional residence first, then permanent. Naturalisation possible after ~5 years. Territorial tax system.

Official source →
🇵🇦Panama

Qualified Investor Visa

Investment
$300,000 investmentCitizenship in ~5 yrsFamily included

Grants immediate permanent residence (no prior provisional stage) for a larger investment: $300K in real estate (rising toward $500K over time), $500K in the Panama stock exchange, or $750K bank deposit. Open to any nationality. Funds must come from abroad. Naturalisation possible after ~5 years.

Official source →
🇫🇷France

Passeport Talent — economic investor

Investment
$324,000 investmentCitizenship in ~5 yrs4-yr permitFamily included

The direct-investment route: at least €300,000 into the fixed assets of a French company, with a commitment to create or keep jobs. The multi-year 'Talent' card runs up to four years with family included, a 10-year resident card follows after three years, and naturalisation after about five.

Official source →
🇨🇷Costa Rica

Investor Visa (Inversionista)

Investment
$150,000 investmentCitizenship in ~7 yrs2-yr permitFamily included

$150K in real estate, a registered business, shares, or moveable assets. 2-year temporary residence, renewable; permanent residence after 3 years, and citizenship possible after ~7 years continuous residence. Requires only ~1 visit per year. Popular for lifestyle/retirement.

Official source →
🇬🇷Greece

Golden Visa (Real Estate)

Investment
$290,000 investmentCitizenship in ~7 yrs5-yr permitFamily included

Three-tier real-estate system since 2024: €250K (only for commercial-to-residential conversions or restoration of listed buildings), €400K (most of Greece), €800K (Attica/Athens, Thessaloniki, Mykonos, Santorini). Short-term/Airbnb rental of the property is banned. No minimum-stay requirement; renewable every 5 years.

Official source →
🇲🇺Mauritius

Residence Permit by Property Investment

Investment
$375,000 investmentCitizenship in ~7 yrs20-yr permitFamily included

$375K into an approved real-estate scheme (IRS, RES, PDS, Smart City, etc.) grants residence tied to holding the property. Residence permit is renewable/long-term and leads to permanent residence; naturalisation is possible after ~7 years but discretionary. Low-tax jurisdiction (15% flat).

Official source →
🇭🇺Hungary

Guest Investor Programme (Golden Visa)

Investment
$290,000 investmentCitizenship in ~8 yrs10-yr permitFamily included

Relaunched 2024. €250K into units of an approved real-estate investment fund (regulated by the Hungarian National Bank), or a €1M university donation. The direct-property purchase option was announced then postponed. 10-year residence permit, renewable. Investment must be completed within 93 days of first entry.

Official source →
🇨🇾Cyprus

Permanent Residence by Investment

Investment
$350,000 investmentCitizenship in ~8 yrsFamily included

€300K (+VAT) in new-build residential property, or commercial/company/fund. Requires €50K+ annual foreign income (more for dependents). Cyprus's former citizenship-by-investment 'golden passport' was scrapped in 2020; this is PR only. Naturalisation needs ~8 years actual residence — the fast-track 5-year passport option is gone. Must visit at least once every 2 years to keep PR.

Official source →
🇮🇹Italy

Investor Visa (Startup Route)

Investment
$290,000 investmentCitizenship in ~10 yrs2-yr permitFamily included

Four options: €250K into an innovative Italian startup, €500K into an Italian company, €2M in government bonds, or €1M philanthropic donation. Pre-approval granted before you invest; 2-year permit renewable for 3 more years, no minimum-stay requirement. Citizenship by naturalisation takes 10 years of residence.

Official source →
🇱🇻Latvia

Residence by Investment (Real Estate)

Investment
$290,000 investmentCitizenship in ~10 yrs5-yr permitFamily included

€250K in real estate (Riga or within 30km), plus a ~5% state fee. Cheaper capital routes exist (€50K into a Latvian company + fee, or ~€280K bank subordinated capital). 5-year residence permit, no physical-presence requirement to maintain. Naturalisation requires ~10 years residence and a Latvian-language test.

Official source →
🇵🇹Portugal

Golden Visa (Investment Fund)

Investment
$585,000 investmentCitizenship in ~10 yrs2-yr permitFamily included

Real-estate route ABOLISHED in Oct 2023 — no property, no capital transfer, no real-estate-linked funds. Main route now €500K into a qualifying non-real-estate fund; alternatives include €250K cultural/heritage donation, scientific research, or job creation. 2024 nationality-law reforms raised citizenship residency from 5 to potentially 10 years (bill pending); count from residency-card issuance. Only ~7 days/year presence required.

Official source →

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Information only, not legal advice — we never file anything with any government. Requirements change; verify with the official source or a licensed immigration advisor before you apply.

Second passport for Americans: FAQ

Can Americans legally hold dual citizenship?

Yes. The United States permits dual (and multiple) citizenship — you do not lose your US citizenship by acquiring another, and you are not required to renounce. You keep your US passport alongside the new one.

What's the cheapest second passport for Americans in 2026?

Among direct citizenship-by-investment routes in this dataset, the lowest qualifying amount is the Netherlands DAFT — Dutch-American Friendship Treaty permit at $4,900. Programs change and several have tightened recently, so confirm the current terms and any due-diligence fees with the official source before committing.

Do I still owe US taxes if I get a second passport?

Yes — the US taxes its citizens on worldwide income no matter where they live or what other passports they hold (it's one of only a few countries that do). A second passport does not change that. In practice, most Americans abroad owe $0 after the foreign-earned-income exclusion and foreign tax credits, but you must still file. This is information, not tax advice — talk to a cross-border tax professional.

What's the difference between citizenship by investment and by descent?

By investment (CBI): you qualify by investing a set amount — a donation, real estate, or a fund — and some programs grant a passport directly. By descent: you qualify through an ancestor (a parent, grandparent, sometimes great-grandparent) and reclaim a citizenship you're already entitled to, usually at low cost. Descent is cheaper if you're eligible; investment is open to anyone who can fund it.

Which countries give Americans a passport the fastest?

The most direct routes are citizenship-by-investment programs that grant a passport without a residency period: Nauru, Vanuatu, Dominica, Antigua and Barbuda, Grenada, St Lucia, St Kitts and Nevis, Egypt, Turkey. Descent routes can also be fast if your paperwork is in order. Timelines and eligibility shift often — check each route below.